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The Government of Punjab has officially introduced the Sehat Card Policy 2026, aiming to provide free and accessible healthcare to millions of residents across the province. This initiative strengthens the existing Sehat Sahulat Program and ensures improved medical coverage for low- and middle-income families.
With rising healthcare costs in Pakistan, this updated policy is a major step toward universal health coverage in Punjab.
What is the Sehat Card Policy 2026?
The Sehat Card Policy 2026 is an upgraded version of the health insurance system backed by the Punjab government. It provides cashless medical treatment to eligible families at both public and private hospitals.
Under this policy, citizens can receive treatment without worrying about hospital expenses, making healthcare more affordable and accessible.
Key Features of Punjab Sehat Card 2026
Here are the most important highlights of the new policy:
- Free Treatment Coverage: Up to Rs. 1 million annually per family
- Wide Hospital Network: Access to hundreds of empaneled hospitals
- Cashless System: No upfront payments required
- Coverage of Major Diseases: Including heart surgeries, cancer, kidney treatment, and maternity care
- Digital Verification: Linked with National Database and Registration Authority for transparency
This policy aims to reduce the financial burden on families and improve healthcare quality across Punjab.
Who is Eligible for the Sehat Card in 2026?
The Punjab government has simplified eligibility criteria to include more families:
- Residents of Punjab with valid CNIC
- Families registered in the Benazir Income Support Programme
- Low-income and deserving households
- Special categories such as disabled persons and senior citizens
Eligibility is verified through NADRA and government databases to ensure fairness.
How to Use the Sehat Card in Punjab
Using the Sehat Card is simple and user-friendly:
Step-by-Step Guide
- Visit any registered hospital under the Sehat Sahulat Program
- Show your CNIC at the Sehat Card counter
- Get verification through NADRA system
- Receive treatment without paying cash
Patients can also check their eligibility by visiting official portals or helplines.
List of Treatments Covered
The Sehat Card Policy 2026 covers a wide range of medical services:
- Cardiac surgeries and angioplasty
- Cancer treatment (chemotherapy & radiotherapy)
- Kidney dialysis and transplants
- Maternity services and newborn care
- Emergency treatments and surgeries
This comprehensive coverage ensures families are protected from major medical expenses.
Impact on Healthcare in Punjab
The new policy is expected to transform healthcare services in Punjab by:
- Reducing out-of-pocket medical expenses
- Increasing access to private hospitals
- Improving healthcare infrastructure
- Supporting financially vulnerable families
The initiative aligns with Pakistan’s goal of health equity and social protection.
Challenges and Future Improvements
Despite its benefits, the program may face some challenges:
- Overcrowding in hospitals
- Awareness gaps in rural areas
- Need for continuous funding
However, the Punjab government plans to expand hospital networks and improve service delivery in the coming months.
Conclusion
The Sehat Card Policy 2026 is a major milestone for public welfare in Punjab. By offering free, cashless healthcare, the government is ensuring that no family suffers due to financial constraints.
With strong implementation and public awareness, this initiative can reshape the healthcare system and provide long-term relief to millions.